FAQs
Frequently Asked Questions and Answers
- When should I start planning and investing for retirement?
Now - there is no time like the present. It’s never too early to begin, or too late to start because the longer you invest, the more you will gain in the long run.
- The markets seem so volatile at the moment, should I wait?
You have a higher probability for the best long-term investment results by investing when you have money available and not waiting for perceived ideal conditions.
- I don’t know much about investing, should I wait until I understand more?
Our goal is to help educate and empower you throughout the process. We’re committed to teaching you as much as you’d like to learn every step of the way.
- Will my accounts be diversified?
Yes, your accounts will be globally diversified to reduce unnecessary market risk and volatility.
- What types of investments will BAM purchase for my portfolio?
We focus on Exchange Traded Index Funds (ETFs). We review the thousands of ETFs available to find the ones with the lowest cost, best performance vs risk, ideal area of diversification, and other key metrics.
- How often are my accounts monitored?
The stock and bond markets are monitored every day for investment opportunities and risks. Individual accounts are reviewed daily or weekly and holdings are rebalanced at opportune times.
- How often can we speak and is there extra cost for frequent consultations and check-ins?
There is never an additional cost for answering your questions, brief check-ins, or in-depth reviews. We are regularly available by email, phone and for virtual meetings.
- When can I take out funds?
Anytime actually. You have full control. There are always optimal times to withdraw, and we will advise along the way. Retirement accounts do have penalties for early withdrawals, but non-retirement accounts don’t.
- Is it easy to transfer my portfolio over to BAM?
Just a few simple steps. We securely gather your information and then complete all the necessary paperwork so you can simply sign and submit.